Holiday Cheers

By Nancy Hankin
www.PalmSpringsHomesandEstates.com

Happy Holidays 2014Is it that time again?  Why is it that TIME seems to drag its heels when we are kids, but as adults… TIME seems to just whiz by, faster than a speeding bullet?

  • Holidays are meant as a time for family and friends to gather together, to celebrate and enjoy, and to watch the children in all their wonderment. What are your plans this holiday season?

For some, this is a time to “reach out” and help those less fortunate. Toys for Tots is just one of the many organizations trying to “make a difference” with a child who may have a mommy or daddy thousands of miles away defending our country. Many others are opening their doors to the many service men and women who are thousands of miles away from their families…inviting them into their homes for a warm meal and friendship.

Volunteer 2014For those living near a children’s hospital, you might want to call and ask if there is any way you can help make a child’s holiday a little nicer. Or call the Rescue Mission in your area and help serve meals to those less fortunate than you are. I promise, you will get back more than you gave!

Volunteering to bag groceries at the supermarket so an employee can have the day off is another way to enjoy the holidays and to make someone else’s holiday happier as well.

Wishing you all a wonderful and joyous holiday.

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Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written. Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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Universal Currency Converter

By Nancy Hankin
PalmSpringsHomesandEstates.com

Dollar, US CurrencyDollar, US CurrencyDollar, US CurrencyMany of my clients from out of the country track their dollars against the US dollar. Many of my clients traveling abroad are also interested in how their dollar “stacks up” to currencies in other countries.

As a Realtor who was one of the first Realtors with a Personal Website and someone who has had her website since 1995, I am always trying to add features to my website which would be helpful, informative and easy to use. For your convenience, would like to remind you I have a Universal Currency Exchange Converter to my Home Page.

If you go to www.PalmSpringsHomesAndEstates.com you will see a beautiful collage of photos depicting the desert. Along the right side of the page you will see a Currency Converter that should help you in your travels.

As I have reported previously, fluctuations in the exchange market can grossly affect your purchasing power in another currency. On May 14th, 2008 if you had purchased $400,000 USD at a rate of 1.0043 it would have cost you $401,720 CAD. If you had purchased the same US Dollars on May 21st, 2008—one week later—at a rate of .9816, it wouldCurrency, Dollar have cost you $392,640 CAD, a difference of $9,080 CAD from the week before. Most currency rates fluctuate nearly 1% a day and market trends can go both up and down, so it’s important to keep yourself informed so you can save money and protect yourself from rate risks.

Are you aware you can also “lock in a rate” for up to 24 months with many of the Exchange Companies? That is very helpful when looking for a home to buy, or a long range purchase of any kind Most Exchange Specialist will offer an online platform where all client payment and recipient details are stored online-which makes it easy for online transfers..

In addition to the fluctuations in the rates, most major financial institutions charge a premium of 2-4% on the exchange rate, which can cost you thousands more than going through a foreign exchange company. Working closely with a currency trader, such as the ones from Globex Foreign Exchange, will not only save you on these premiums, but they will also keep you knowledgeable of market trends, actively watch the rates for you and contact you when the rates are acting in your favor.

So if you are a foreigner thinking of buying a home in this beautiful Palm Springs Desert Area, you might want to check it out yourself, and let others know as well!

Get more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written. Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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AVOID UNPLEASANT SURPRISES WITH

PRE-SALE INSPECTIONS

By Nancy Hankin
PalmSpringsHomesandEstates.com

Pre Sale InspectionsIt is not unusual for Palm Springs sellers to balk when you suggest a Pre-Sale Inspection. “Let the buyers get their own inspection” is a typical response I often hear. However, when you and a Palm Springs area buyer agree on the sale price of your home, the sale will still be contingent upon a successful home inspection done by the buyer. If the home inspection reveals problems, the buyers may want to renegotiate with you, and ask that you reduce the sale price in accordance with repairs or problems. If you have arranged to have your Palm Springs home inspected before you list it, you can avoid any unpleasant surprises. 

For the majority of sellers, pre-sale expenses are unwelcome. Available funds are spent on sprucing up, cleaning up, and making repairs. But a pre-sale inspection is worth much more than it costs. For example, you can present a full disclosure of the property’s condition to each prospective buyer. If the buyer is happy with the inspection, the purchase offer will be based upon full knowledge of the property’s condition, and an agreement can be reached more quickly. 

Pre Sale ReportA Palm Springs area professional inspector will evaluate the major systems, including the electrical, plumbing, heating, air conditioning, appliances, fireplace, roof, pool and the foundation. He or she will go over the house and systems with extraordinary care, and then report on items that need to be replaced or repaired. The home inspector can also estimate the useful life of the systems, equipment, the structure, and finishes. A home inspection doesn’t specify cosmetic imperfections. But it does reveal serious problems, and advise what must be done to correct them.

A home inspection report exceeds the legal requirements for Palm Springs seller disclosure. By revealing a larger body of information, you effectively limit future liability. Plus, a pre-sale inspection shows buyers that you have nothing to hide. Buyers are more willing to accept any defects of the property if they are initially disclosed, and not “uncovered” by a home inspection later.  

When faulty conditions are discovered later in the escrow process, buyers typically expect the repairs to be made at the expense of the seller. The case for a pre-sale inspection is a strong one, and serves both the seller and buyer. So the next time your Realtor suggests a pre-sale Inspection, don’t be so quick to say “no.”

Get more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written. Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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IT’S TIME TO LOOSEN THOSE BELTS

By Nancy Hankin
www.PalmSpringsHomesandEstates.com

Palm Springs 2014 ThanksgivingFamilies from one end of the country to another are getting together this week to celebrate Thanksgiving in grand style! Turkeys are running for cover and those relegated to do the cooking are preparing pies and smashing cranberries in preparation for the BIG FEAST!

Why do we all have a tendency to stuff ourselves on Thanksgiving, just as we did with the turkey? Each year we swear we won’t over-eat….but we seem to have an attack of amnesia and we eat like it’s going to be our last meal…..then spend the rest of the evening lying around with loosened belts as men fall asleep watching their favorite football games, women gather in the kitchen to visit and children play games with cousins who traveled hundreds of miles to spend a few days with their Palm Springs FAMILY.

Families come in all shapes and sizes. I recently saw a very moving video called Prank It Forward. You can watch it here. I was so moved by this video it brought tears to my eyes. It’s an amazing story of a different kind of FAMILY gathered together to share a meal.

This Thanksgiving you might want to look around and see how you can SHARE your Thanksgiving with others. You might want to invite a few local Palm Springs area service men or women to join you and your family for a meal and conversation. Is there someone you know who may not have anyone to share the day with? Invite them to join you….or volunteer at a Palm Springs Shelter, Church or Synagogue who need help feeding those less fortunate than others.

And at the end of the day, take a moment to COUNT YOUR BLESSINGS…..for you have much to be grateful for!

Get more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written. Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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SELLERS HAVING ANXIETY ATTACKS

By Nancy Hankin
PalmSpringsHomesandEstates.com
 

Seller AnxietyAs a Palm Springs seller, you may have a specific time frame for getting your property sold. If things don’t move along as quickly as you like, anxiety sets in. You quickly become concerned that your home may sit forever and you’ll be stuck.

If this sounds familiar, it’s time to take stock of the situation to see if there is something you can do to get the process jump started again. There are many reasons as to why a property doesn’t sell quickly. Some of them are things you can control and some of them you can’t.

What you can control are presentation and price. Have a heart-to-heart with your agent on these issues. Is your home priced correctly for the current market? Do you need to make some adjustments? If you’ve not already done so, have a comparable market analysis done.

As for presentation, you know that your house should be as spotless as possible for those spur of the moment showings. I remind my sellers that living in their home and selling their home are totally different. They now live in a PRODUCT that is being MARKETED to POTENTIAL PALM SPRINGS BUYERS so it is essential it be shown looking its best and easy to access. Before heading out for the day, walk through your home and make sure everything is in order. You’ll especially want to check the kitchen and bathrooms. Keep a spray cleaner and cloth handy for quick touch ups. Hang Welcome Palm Springs Buyersup clothes, straighten the towels on the rack and make sure the dishes are in the dishwasher. It’s a good idea to take the trash out each morning to prevent unpleasant smells that might build up. It’s the little things that count when you’re trying to make a good impression.

Kids and pets present a special challenge. You may not have the energy to vacuum each evening, but a fast swipe with a dust mop can keep fur and crumbs at bay. Store those extra toys and keep a basket or box available to encourage little ones to put things away.

The front of your home is the most important element here. After all, it’s the first impression a potential buyer has and it should always look nice. Pay special attention to landscaping, front doors and welcome mats. Polish the hardware and get rid of smudges on glass.

At most importantly, the more accessible your home is to Palm Springs agents with buyers, the better chance you have having your home shown. Nowadays lockboxes installed on your property are very secure. The minute and agent accesses the box, you are notified who it is and what date and time they entered.

As for things out of your control, there’s little you can do about interest rates, the stock market or how many other homes are for sale at the same time. Stay positive and focused and keep the communication going with your agent. You loved your house enough to make the purchase and so will someone else.

Get more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written. Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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THANK YOU FOR KEEPING US SAFE

By Nancy Hankin

Too often we tend to forget how fortunate we are and how thankful we should be for those who fought to keep us safe from harm’s way.

Take a moment to look at this short video, and you will leave with your heart filled with gratitude to those brave men and women who made sure our families, and generations to come, would have a better life.

Sometimes we get so caught up in our day-to-day activities we forgot why we are able to enjoy a life filled with opportunity and safety.

So…take that moment now, on Veterans Day, and the next time you come across a Palm Springs area veteran who served his or her country for YOU, salute them and tell them “thanks!”

Soldiers with American Flag in ParadeGet more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written. Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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RANCHO MIRAGE PRESENTS THE 14TH ANNUAL ART AFFAIRE

By Nancy Hankin
www.PalmSpringsHomesandEstates.com
Recent press release by the City of Rancho Mirage.

Rancho Mirage Art AffaireRANCHO MIRAGE, CA (October 15, 2014) – The season kicks off with the first of the Valley’s art festivals on Saturday, November 8th and Sunday, November 9th at the recently renamed Rancho Mirage Community Park (previously known as Whitewater Park) located at 71560 San Jacinto Drive in Rancho Mirage.

Over 100 professional juried artists will display and sell their artwork from 9 a.m. to 4 p.m. daily. From paintings to jewelry, blown glass to bronze sculptures, ceramic to wood working and many other art forms can be found at the Art Affaire, made by artists that live throughout the western part of the United States.  All participating artists will be present and happy to meet and discuss their work with Art Affaire attendees.

Rancho Mirage Mayor Iris Smotrich says “The Rancho Mirage Art Affaire is a wonderful and inspiring event.  It’s where I find all my birthday and holiday gifts for my family and friends.  I love meeting the artists, who are all so creative”.

“The Art Affaire is a free fun family event, where all ages can find something to enjoy. Children can make fanciful hats with the Rad Hatter and adults can relish a luncheon in the park with delectable noshes served up at one of five pop-up cafes” stated Park and Recreation Commission Chair, Deborah Grindall. The Rancho Mirage food scene will be represented by Pinzimini Restaurant at the Westin Mission Hills Golf Resort & Spa, Wally’s Desert Turtle and Livreri’s Bella Napoli. Enjoy sweet treats from E&E Pel’s Soft Frozen Italian Ices and Brandini Toffee and adults can choose from an array of libations at the Rancho Mirage Rotary Club’s Wine and Beer Garden.

For the first time, the festival’s popular smooth jazz performances will be presented by Marker Broadcasting and hosted by Fitz, the Valley’s beloved music impresario and on air radio announcer. The professional performances commence each day at 1 p.m. and again at 3 p.m. This year’s headliners are smooth jazz and funk guitarist, Nick Colionne, who will take the stage on Saturday at 3 p.m.  On Sunday at 3 p.m., award winning keyboardist, Jeff Lorber, will rock out with his band Fusion.  Each day at noon, up and coming regional high school musicians will be featured on the main stage.

There is plenty of free parking, as well as a free non-stop shuttle service from The River. For additional information, please visit the City’s website at www.ranchomirageca.gov/art-affaire or call (760) 324-4511.

You are welcome to take a sneak peak at a previous Art Affaire.

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Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written. Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent Brought to You By Your Favorite Realtor,

Nancy Hankin

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WHAT IN THE HECK IS A SRES?

By Nancy Hankin
PalmSpringsHomesandEstates.com
 

Palm Springs Senior Real Estate SpecialistI am a Senior Real Estate Specialist (SRES) located in the Palm Springs California Desert. I was one of the first agents in California to obtain this degree after many hours of additional education in the field of working with Seniors. A SRES agent learns how to work with the special needs seniors have when needing to relocate, or downsize due to health or family concerns.

Additionally, I also have additional education and knowledge in helping families sell a parent’s home once the parent is deceased. Oftentimes, siblings are scattered elsewhere and a parent’s home needs to be sold in another state. When this occurs, I work with all the family members to get the property sold in the shortest amount of time with the least amount of stress at the best dollar the marketplace will allow.

I have a professional business background. Unlike many Realtors who work part-time, this is my full-time job, and I love what I do. Real estate is not a hobby….it’s a business with many components such as marketing, advertising, and negotiation skills needed to get the job done.

Palm Springs RealtorI’ve been in Sales, Marketing, Public Relations and Administrative work my entire career, which began in 1965. Real Estate is a true passion and my client’s interests are my main concern. I’m detail oriented, organized and I have a vast knowledge of the desert and the properties within the Valley. Unlike many Realtors who only specialize in one or two areas, I’ve SOLD properties in all of these areas.

In addition to being a Realtor and a SRES, I’m also a Real Estate Broker. I am one of less than 3% of the Realtors nationwide who is a Certified Residential Specialist (CRS). I’m also e-Pro Certified, which means that I have an excellent understanding of technology as it applies to real estate on the Internet. Why am I mentioning this? Because I believe in continuing education in the field one is in.

Due to my extraordinary production with RE/MAX over the years, I have achieved many top honors. I am a member of the Prestigious 100% Club, the Platinum Club and a Hall of Fame Member. Only 10% of the Realtors with RE/MAX in the California/Hawaii Region have earned this Platinum Club recognition.

Palm Springs Homes and Estates, RE/MAX SoldMany of my clients are now friends, and they have Referred both their family and friends to me because they know I’ll take very good care of them from the beginning of our relationship, to after it’s closed, and beyond that! Due to my NETWORK with other CRS and SRES agents, I have been able to refer my clients to other outstanding agents in other states and countries. Few agents can do that.

I don’t go away. I’m always available and eager to help in any way I can – before, during and after the sale! And to all those who continue to Refer Clients to me, a great deal of my work are from folks just like you, and it’s greatly appreciated!

Get more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written.

Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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SAVING ENERGY TIPS FOR THE WISE

By Nancy Hankin
http://PalmSpringsHomesandEstates.com
 

Saving Energy - RefrigeratorToday you hear a lot about saving energy, but in order to actually SAVE ENERGY, you must take a few precautionary steps.  Saving energy is also good for your purse strings and it’s good for the environment as well. There are a number of ways to save, especially when it’s time to purchase new appliances.

Clothes washers that meet certain guidelines set by the U.S. Environmental Protection Agency and the U.S. Department of Energy can actually clean your clothes with 50% less energy than a standard washer. Many of the newer front loading machines are great energy savers. Remember to wash full loads and use cold water, whenever possible. Most clothes come out just as clean without the use of heated water.

Refrigerators manufactured before 1993 can be major energy hogs. Newer models cost about half as much to operate. Big factors are improved insulation and high efficiency compressors and defrost mechanisms. You can save even more by placing your refrigerator where there is space between the wall and the unit and making sure the seals are tight. It’s also best if the refrigerator is not next to the stove or in direct sunlight. Door dispensers for ice and cold water are a good idea. And don’t forget to clean the coils. They will work better when they are not gunked up with Saving energy - ceiling fansdust.

Other ways to save include sealing your home by closing up any space where air can leak in or out. This is especially true in the attic and around doors and windows as well as making sure your ducts are properly sealed. Programmable thermostats help keep your home comfortable by automatically adjusting your temperature settings. The right ceiling fan will also save you a bundle in heating and air conditioning costs by moving the air 20% more efficiently. It may cost a few extra coins up front, but energy saving products for your home pay off in the long run….both in saving energy and in your pocketbook!

Get more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written.  Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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THE CHECK IS IN THE MAIL

By Nancy Hankin
PalmSpringsHomesandEstates.com

Check in the mailTheft of mail is some areas has increased. If you leave outgoing mail that includes checks you have written to pay bills in your mailbox to be picked up, those checks have an excellent chance of being stolen. Once taken from your box, the check can be “washed,” a process where the payee and usually the amount is changed. The fraudulent check is then cashed. It is best to deposit outgoing mail at the Post Office or an official Palm Springs Area Postal Service mailbox. In the development I live in, our Board had the post office install a small secure mailbox so residents could put out-going mail in the box each day, and the post office picks it up daily.

Incoming Mail theftIncoming mail is also being taken. The bad guys are looking for credit cards, bank statements, convenience checks from your credit card company, or anything that can be used to steal your identity or money. Make sure you collect your mail soon after it is delivered. If you are gone for a day or two, ask a friend or neighbor to remove your mail for you, or put a “hold” on your mail with the local Palm Springs area Post Office until you return. A locking mailbox can also offer good security as well, however, some gated developments don’t allow this.

The main this is to be alert and attentive. Be aware thieves are always on the lookout for their next victim……so make sure that victim isn’t YOU!

Get more Real Estate information by following me onGoogle Plus

Would you like to make a comment on this article? It’s a great place for you to “let YOUR thoughts be known on the various articles written.

Be My Guest………I‘d love to hear from you! Others would too! To comment just scroll down and leave a reply.

IMPORTANT: If you or someone you know is interested in buying or selling a home in the Palm Desert Area, try searching properties on the same Desert Area MLS Realtor’s use, or give me a call….or visit my website at Palm Springs Homes and Estates. I will be happy to give you or your referral my red carpet service.” After the sale, I will send you a $50 Gift Certificate towards dinner in a fabulous Palm Springs Area Restaurant so you can celebrate!

Nancy Hankin, Palm Springs Real Estate Agent
Brought to You By Your Favorite Realtor,

Nancy Hankin

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